Yes, it’s still profitable. But it’s not as straightforward as it was five years back. The HMO market in London has shifted. Costs to convert are up. Rules are stricter. Mortgage rates have come down a bit but are still much higher than in 2021. Article 4 Directions are also cropping up in more boroughs…
If you are considering HMO investment in London, it is essential to understand the term Article 4 Direction before making any financial commitment. Failure to comply can result in enforcement action, fines up to £30,000, and rent repayment orders that may eliminate a year’s income. Compliance, however, allows you to operate in a market where…
A complete guide to budgeting, compliance, and return on investment for landlords and property investors Published: March 2026 Turning a regular house into an HMO is still one of the best ways to increase rental income in London. In Zones 2 to 4, you can usually rent out each room for £850 to £1,200 or…
